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Your Trusted Mortgage Brokers

    New Home Purchases

    We'll walk you through the entire mortgage process, from application to closing, making your transition to your new home smooth and stress-free.

    Mortgage Refinances

    Streamline your finances with our Mortgage Refinances service. Lower rates, tailored plans, and expert guidance for a secure financial future. Refinance hassle-free today.

    Low Doc Loans

    Low Doc Loans for Self-Employed Individuals & Companies Unlock rapid access to funds with our specialized Low Doc Loans designed for self-employed individuals with less up-to-date financial documentation. Experience minimal paperwork, swift approvals, and personalized solutions to meet your unique financial requirements. Enjoy a hassle-free path to securing the funds you need.

    Commercial Loans

    Whether you are a small business looking to establish a new storefront or a larger enterprise aiming to expand your operational footprint, exploring the tailored options within the realm of commercial building loans in Australia can provide the financial leverage necessary to achieve your real estate and business goals.

    Welcome to Our Mortgage Services

    Are you on the hunt for your dream home or considering refinancing your current property? Look no further! At Our Mortgage Services, we take pride in being your dedicated and reliable mortgage broker, committed to simplifying the complex process of securing the best home financing solutions for you.

    What we have done in numbers

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      New Home Purchases

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      Mortgage Refinancing

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      Commercial Loans

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      Debt Consolidations

    Services we deliver

    Buying a home or securing a loan can be overwhelming. Trust our experts to find you the perfect loan, exceeding your expectations in rate, product, and service. We're here to make your homeownership dream a reality.

    View All Services
    • New Home Purchases

      We'll walk you through the entire mortgage process, from application to closing, making your transition to your new home smooth and stress-free.

    • Mortgage Refinancing

      Save money or access equity in your home through our mortgage refinancing options. Our team will analyze your current mortgage and find the best refinancing solution.

    • Poor Credit / Mortgage Arrears

      If you're dealing with a poor credit history, mortgage arrears, defaults on your credit file, outstanding bills, taxes, or judgments against you, we have the expertise to assist you.

    • Commercial Loans

      Whether you are a small business looking to establish a new storefront or a larger enterprise aiming to expand your operational footprint, exploring the tailored options within the realm of commercial building loans in Australia can provide the financial leverage necessary to achieve your real estate and business goals.

    Dina Mansour
    Dina Mansour
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    Josh delivered exceptional service and support. His advice was always based on experience and knowledge and provided absolute confidence in the home loan application process. Josh worked within time pressures and still delivered on his promises. I would highly recommend to anyone looking for home loan options. Josh looked after my best interests, kept me updated with outcomes and responded to all queries. So grateful for his support and thank you for being a part of my new journey.
    Walaa Habieb
    Walaa Habieb
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    Myself and the family have been dealing with Josh and the team and First Choice Home Loans for a few years. The team is professional, punctual, honest and efficient. Highly recommend and absolute pleasure to deal with.
    Jay Dee
    Jay Dee
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    I can’t recommend this team enough, they are onto everything and get everything done I honestly will never bother with anywhere or anyone else but Josh & Jess forever grateful for everything they have helped me with. Beyond amazing
    Chris Lewis
    Chris Lewis
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    Amazing experience. Tried to speak to the banks directly and even some brokers for assistance but noone was able to do it until I was referred by a friend to josh and the team. From the beginning I knew I was in good hands. The ownership and follow up was amazing putting my mind at ease and my deal was complex. So I highly recommend.
    Adam Daoud
    Adam Daoud
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    When all the options known to me didn’t work i got referred to first choice home loans by a close friend. They not only put in a huge effort but went over and beyond to finding me the right loan with very competitive rates all within 48 hours. Great work and huge thumbs up to the team and first choice home Loans.
    Bec Peel
    Bec Peel
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    Josh works hard to make sure you get the best loan possible for your needs. I highly recommend his company, and will use them again for my next home loan.
    Dawn 2 Dusk Training & Education College
    Dawn 2 Dusk Training & Education College
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    Had a great experience with First Choice Home Loans. Attended to all our needs with efficiency and professionalism. Highly recommended …
    Scott Nugent
    Scott Nugent
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    Beautiful team at first choice. This team was prompt and punctual with the way they conducted their services. Would definitely recommend.
    Younis Elhajj
    Younis Elhajj
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    First choice home loans are the place to go to the best service always thay are always there to help I always recommend them and always will to josh and team keep up ur great work love what you guys do 👍
    Joseph Ibrahim
    Joseph Ibrahim
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    Outstanding, tailored service! Great to deal with and made getting a home loan really easy and stress free. Thank you!!
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    Expert Guidance Mortgage Advisors

    20Years Of Experience
    • Expert Guidance

    • Wide Range of Lenders

    • Personalized Approach

    • Transparent and Ethical

    • Competitive Prices

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